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Jenn Davis, your San Francisco realtor specializing in luxury & green homes. Stay informed on San Francisco real estate and the greening of the city…

Applying for a mortgage?

Posted by jenndavis on September 29, 2007

Even though the subprime market has being struggling along, you can still get a great mortgage with good credit and verifiable income. To help you along the process, be sure to have the following items in order:

1) Last 2 years’ federal tax returns 2) Paystubs for at least the prior month 3) A record of steady employment 4) A good credit history 5) Bank statements - many times banks will want 3 months worth of statements 6) A complete record of assets - retirement accounts, CD’s, mutual funds, stock certificates, real estate titles 7) Cancelled rent checks - if you are currently renting  8) (this should be number 8 but a smiley face is taking its place!)  Description of property type - that helps the financial institution decide if any of the loan programs would be right for you.

You know how to reach me if you have any questions about this - jdavis@mcguire.com! www.jenndavis.com

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