Even though the subprime market has being struggling along, you can still get a great mortgage with good credit and verifiable income. To help you along the process, be sure to have the following items in order:
1) Last 2 years’ federal tax returns 2) Paystubs for at least the prior month 3) A record of steady employment 4) A good credit history 5) Bank statements – many times banks will want 3 months worth of statements 6) A complete record of assets – retirement accounts, CD’s, mutual funds, stock certificates, real estate titles 7) Cancelled rent checks – if you are currently renting 
(this should be number 8 but a smiley face is taking its place!) Description of property type – that helps the financial institution decide if any of the loan programs would be right for you.
You know how to reach me if you have any questions about this – jdavis@mcguire.com! www.jenndavis.com
